Flexible Finance Options for Your Solar System
Explore EMI and loan options from banking and finance partners to make your transition to solar more manageable.
Making Solar More Accessible
Solar systems involve a meaningful upfront cost — financing can help spread that cost over a manageable monthly instalment.
Public & Private Sector Banks
Many banks offer green energy or consumer loan products applicable to rooftop solar.
NBFCs & Consumer Finance
Non-banking finance companies sometimes offer faster approval for solar-specific loans.
Vendor-Assisted Finance Tie-Ups
We can introduce you to finance partners we've worked with, subject to their current offerings.
These are the most common finance channels customers usually compare when planning a solar installation.
Indicative Monthly EMI Calculator
Estimate a rough monthly instalment based on loan amount, interest rate and tenure.
Estimated Monthly EMI
₹4,879
Indicative only — actual EMI depends on your lender's final approved rate and terms.
General Eligibility Criteria
- Stable income source (salaried, self-employed or business income)
- Reasonable credit history/score, per the lender's policy
- Property or connection documentation as required by the lender
- Valid KYC documents (identity and address proof)
Final eligibility is determined solely by the finance provider based on their internal policy.
Documents Required
- Identity proof (Aadhaar, PAN or other accepted ID)
- Address proof
- Income proof (salary slips, ITR, or business financials as applicable)
- Bank statements for the recent period, as required
- Solar system quotation from your installer
- Property ownership or electricity connection documents
Loan Tenure Options
Common tenure ranges customers often review before choosing a finance plan.
Finance Application Process
Enquiry
Share your system quotation and basic financial details.
Document Submission
Provide KYC, income and property documents to the lender.
Lender Assessment
The finance partner reviews your application per their policy.
Approval & Sanction
Loan terms, tenure and EMI are confirmed upon approval.
Disbursal
Funds are disbursed as per the lender's process, often linked to installation milestones.
EMI Repayment
Regular EMI payments begin as per your agreed schedule.
EMI & Finance — Frequently Asked Questions
Yes, subject to lender approval. Several banks and NBFCs offer finance products applicable to rooftop solar, though availability and terms depend on your profile and the lender's current policy.
Zero down payment is offered by some lenders for eligible customer profiles, but this is not universal or guaranteed — confirm current availability with the specific finance partner during your application.
EMI depends on the loan amount, interest rate, and tenure you select. Use our indicative EMI calculator below for a starting estimate; your lender will confirm the final figure.
No — approval depends entirely on the lender's assessment of your credit profile, income, and their internal policies. We do not guarantee loan approval on behalf of any finance partner.
Commonly required documents include identity and address proof, income proof, bank statements, and your solar system quotation — see our documents checklist above.
Approval timelines vary by lender and completeness of your documentation; some NBFCs offer faster turnaround than traditional banks, but there's no universally fixed timeline.
This depends on your specific lender's terms and conditions, including any applicable prepayment charges — review your loan agreement or ask the lender directly.
In many financing structures, the loan is calculated on the net amount after subsidy, but this depends on how your lender and installer structure the specific transaction — confirm this during your application.
Yes, businesses can explore business loans or equipment finance for commercial and industrial solar, subject to the lender's underwriting of the business's financial profile.
Missed payment consequences (late fees, credit score impact, etc.) are governed by your specific loan agreement with the lender — review these terms carefully before signing.
Apply for Solar Finance
Share your requirement — our team will connect you with a suitable finance partner.